Disclaimer / Terms of Use

Disclaimers & Terms Of Use


1. No Advice or Solicitation
The contents of this website are for informational purposes only and should not be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation or sponsorship of any company or security by 1412, its affiliates, officers, directors, employees or agents. You acknowledge and agree that neither this Website nor any of the Services or Data Providers is intended to supply investment or financial advice.1412 offers no advice regarding the nature, potential value, or suitability or any particular security, transaction, investment or investment strategy. You acknowledge and agree that the use of this website, and any decisions made in reliance upon the content  are made at your own risk. 1412, its owners, officers, or directors may own a position in any security mentioned on this website and may buy or sell shares at any time without notice.. Information on this site is provided on an "as is" basis and is not intended for trading purposes or as investment advice. Information on this website is for entertainment purposes only.

2.0 No Liability Relating to External Links: 
1412 does not endorse, nor is it responsible for any of the contents, advertising products or other materials. This website contains links to other World Wide Web Internet sites, and erichatch.com is not responsible for the availability of these outside resources, or their contents.

3.0 Disclaimer regarding Content
1412 cannot and does not represent or guarantee that any of the information available through this website is accurate, reliable, current, complete or appropriate for your needs. Information available through this website may be provided by parties with whom 1412 has no relationship.  Some other information available through this website may be specially obtained by dividendgroup.com from professional businesses or organizations, such as exchanges, news providers, market data providers and other content providers (e.g., the New York Stock Exchange, NASDAQ, New York Mercantile Exchange and Dow Jones for example), who are believed to be sources of reliable information (collectively, the Data Providers).  Nevertheless, due to various factors - including the inherent possibility of human and mechanical error - the accuracy, completeness, timeliness, results obtained from use, and correct sequencing of information available through this website are not and cannot be guaranteed by 1412

4.0 0 Disclaimer regarding Links and Other Third Party Content
This website may provide you with the ability to access a variety of information, material or other content from third parties (Third-Party Content), including through links to other websites and forums on which users or other third parties, themselves, may post Third-Party Content.  Whenever you access Third Party Content, YOU PROCEED AT YOUR OWN RISK.  You understand and agree that such third parties are solely responsible for any such content, and you further agree that 1412 is not, and will not be, liable for any content or other material posted or otherwise provided by third parties.  You further acknowledge that 1412 does not control the third parties who provide Third-Party Content, does not necessarily (and is not obligated to) review or screen any Third-Party Content either before or after it becomes available through this website in any form, and cannot and does not guarantee, attest to, verify, or otherwise warrant that any Third-Party Content is or will be accurate; free from errors, defects or harmful elements; consistent with what it purports to be; appropriate to fit your needs; or otherwise safe or non-objectionable.

You agree that 1412 shall not be held liable for any trading activities or other activities that occur on any website you access through links on the Widgets or throughout the website. We provide these links as a convenience, and do not endorse the content or services offered by these other sites.
The data and information on this website and provided by third parties are provided “as is.” We, any information service provider or any third party shall not be liable to you or any third party for any loss or damage, direct, indirect or consequential, arising from (i) any inaccuracy or incompleteness in, or delays, interruptions, errors or omissions in the delivery of the data or any other information supplied to you through our website or our services or (ii) any decision made or action taken by you or any third party in reliance upon the data. Nor shall we, any information service provider or any third party be liable for loss of business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever, whether in contract, tort or otherwise, even if advised of the possibility of such damages incurred by you or any third party.
1412, its owners, and affiliates,  and content providers do not represent or endorse the accuracy or reliability of any of the information, content or advertisements (collectively, the "Materials") contained on, distributed through, or linked, downloaded or accessed from any of the services contained on its website (the "Service"), nor the quality of any products, information or other materials displayed, purchased, or obtained as a result of an advertisement or any other information or offer in, or in connection with, the Service (the "Products"). Site visitors hereby acknowledge that any reliance upon any Materials shall be at their sole risk.1412, its owner, owners, and affiliates, reserves the right, in its sole discretion and without any obligation, to make improvements to, or correct any errors or omissions in any portion of the Service or the Materials.
The service and materials are provided by 1412, its owner, owners, or affiliates,  and content providers on an "as is" basis, and 1412, its owner, owners, and affiliates expressly disclaims any and all warranties, express or implied, including without limitation warranties or merchantability and fitness for a particular purpose, with respect to the service or any materials and products. In no event shall 1412, its owner, or owners, or affiliates, or content providers be liable for any direct, indirect, incidental, punitive, or consequential damages of any kind whatsoever with respect to the service, the material and the products.
1412, its owner, or owners, and affiliates encourages you to exercise discretion while using our service or services, as well as browsing other websites on the Internet after clicking on hyperlinks placed on the 1412 site. You should note that hyperlinks may direct you to sites containing information inappropriate to your investment needs and capabilities.
Users are prohibited from using the contents of this site to violate any laws or to violate the rights of 1412 or of any third parties or of any data providers.
You further understand that when using this site, you may be exposed to content that you find objectionable, crude, indecent, harassing, or otherwise inappropriate.  You agree that 1412 is not, and shall not be, liable for any such material.
5.0 Disclaimer regarding Investment Decisions and Trading
Decisions to buy, sell, hold or trade in securities and other investments involve risk and are best made based on the advice of qualified financial professionals. Any trading in securities or other investments involves a risk of substantial losses. The practice of Day Trading involves particularly high risks and can cause you to lose substantial sums of money. Before undertaking any trading program, you should consult a qualified financial professional. Please consider carefully whether such trading is suitable for you in light of your financial condition and ability to bear financial risks.  Under no circumstances shall we be liable for any loss or damage you or anyone else incurs as a result of any trading or investment activity that you or anyone else engages in based on any information or material you receive through this website or our Services or through any other sources throughout our website including third party content. You bear all risk from any use or results of using any information. You are responsible for validating the integrity of any information received over the Internet.

1412, its owners, its family members, its affiliates, officers, directors, employees, agents and representatives is/are not registered investment advisors. The publication of 1412's opinions on the internet should not be construed by any consumer and/or prospective client as 1412's solicitation to effect, or attemp to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet.1412 does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to 1412's opinions or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefor, no current or prospective client or user of this website should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by 1412) made reference to directly or indirectly by 1412 in its opinion, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a user of this web site or client or prospective client's investment portfolio. Historical performance results for investments and/or investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by 1412 or it's owners), will be profitable or equal any historical performance level(s).
6.0 Disclaimer of Warranties and Limitation of Liability
You agree that neither 1412
, its affiliates, officers, directors, employees, agents or representatives, nor any of the Data Providers, nor any officer, director, employee, agent, affiliate or representative thereof shall have any liability, contingent or otherwise, for any lack of truthfulness, accuracy or timeliness of the information or data or the services; for any lack of truthfulness, accuracy, timeliness, completeness or correct sequencing of the information made available through the Widgets or the Services or anywhere else; for any decision made or action taken by you or anyone else in reliance upon such information or data or the Widgets or the Services; or for any harm or injury resulting from any interruption or delay of any data, information or any other aspect of the Widgets or the Services or anything else; or for any harm or injury resulting from any unsafe, illegal, defective or otherwise inappropriate or objectionable aspect of any information made available through the Widgets or the Services or anything else.. 

THE CONTENTS OF THIS WEBSITE ARE PROVIDED AS IS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR USE AND NO OTHER WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING ANY ASPECT OF THE CONTENTS OR SERVICES OR INFORMATION MADE AVAILABLE VIA THIS WEBSITE OR SERVICES. YOU RECOGNIZE THAT THE ACCURACY OF ANY SUCH INFORMATION SHOULD BE CHECKED BEFORE YOU RELY ON IT.

IN NO EVENT WILL 1412 OR THE DATA PROVIDERS BE LIABLE TO YOU, YOUR CUSTOMERS OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO, LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM INCONVENIENCE, DELAY OR LOSS OF THE USE OF THE CONTENT OR THE SERVICES OF THIS WEBSITE), OR CLAIMS ARISING IN TORT (INCLUDING NEGLIGENCE), EVEN IF DIVIDENDGROUP.COM OR THE DATA PROVIDERS HAVE BEEN ADVISED OF OR ARE OTHERWISE AWARE OF THE POSSIBILITY OF ANY OF THE FOREGOING.
YOU ACKNOWLEDGE THAT DOCUMENTS POSTED TO AND CONTENT AVAILABLE AT THE WIDGETS OR FORUMS OR ANYWHERE ON THIS WEBSITE OR FROM THIRD PARTY WEBSITES MAY CONTAIN COMPUTER VIRUSES OR OTHER HARMFUL ELEMENTS. SHOULD YOU DOWNLOAD ANY SUCH MATERIALS FROM THE WIDGETS, FORUMS OR ELSEWHERE, IT IS YOUR RESPONSIBILITY TO PERFORM ANY ANTI-VIRUS SCANNING OR OTHER PRECAUTIONS AS YOU DEEM NECESSARY. UNDER NO CIRCUMSTANCES WILL WE BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED BY ANY MATERIALS DOWNLOADED FROM THE WIDGETS OR ELSEWHERE AND YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT OR DATA YOU USE IN CONNECTION WITH OUR WIDGETS OR OTHER CONTENT. WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER, SOFTWARE, MODEM, TELEPHONE OR OTHER PROPERTY RESULTING FROM YOUR USE OF OUR WEBSITE OR SERVICES.

By way of example, and not by way of limitation, neither 1412 nor the Data Providers shall be liable for any loss resulting from a cause over which such entities do not have direct control, including but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, unauthorized access, theft, your errors, or events of force majeure.

7.0 indemnification
You agree to indemnify and hold harmless1412, its affiliates, officers, directors, employees, agents and representatives and the Data Providers and their respective officers, directors, employees, agents and representatives, from and against any and all claims, including, but not limited to, any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgements, litigation costs, and attorney's fees, of every kind and nature, arising from or relating to your use of this website,1412, the Widgets or the Services, information made available through the Widgets or the Services or this website, and/or your violation of these Terms and Conditions or any third party's rights, including, but not limited to, copyright, proprietary rights, privacy rights, and rights under defamation law.

8.0 Disclaimer of Right to Sue
You release 1412, including its owners, officers, directors, employees, or any other agents, from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with any dispute with any user of any of the content, or arising in any way from content posted to any of the Widgets or Forums by any third party, or any content on this website. You also release1412, including its owners, officers, directors, employees, or any other agents from any losses you incur  directly or indirectly from any recommendations made on this website or made by any third parties or made by anything or anyone else on this website.

If you are a California resident, you waive California Civil Code § 1542, which provides:  A general release does not extend to claims which the creditor does not know or suspect exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.